Ayushman Bharat Yojana Empanelled Hospital : A Lifeline for Healthcare
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The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan
Arogya Yojana (PMJAY), is a flagship scheme of the Government of India aimed at
providing free healthcare services to the economically weaker sections of society.
This ambitious scheme covers over 10 crore poor and vulnerable families,
ensuring that they receive quality healthcare without the burden of financial
stress. For residents of Lucknow, accessing healthcare through an Ayushman
Bharat Yojana empanelled hospital in Lucknow can be a lifesaver.
Understanding Ayushman Bharat Yojana
Launched in September 2018, the Ayushman Bharat Yojana is part of
the National Health Policy 2017, which aims to achieve the vision of Universal
Health Coverage (UHC). The scheme covers both rural and urban families,
providing them with a health insurance cover of up to Rs. 5 lakhs per family
per year for secondary and tertiary care hospitalization. This includes nearly
1,350 medical packages covering surgery, medical and daycare treatments, cost
of medicines, and diagnostics.
Importance
of Empanelled Hospitals
An Ayushman Bharat Yojana empanelled hospital in Lucknow is a
hospital that has been accredited by the National Health Authority (NHA) to
provide cashless treatment to beneficiaries under the scheme. These hospitals
adhere to stringent quality standards set by the NHA, ensuring that patients
receive the best possible care. Empanelled hospitals are a crucial part of the
Ayushman Bharat Yojana as they bridge the gap between the needy and
high-quality healthcare services.
Services Offered by Empanelled Hospitals
Ayushman Bharat Yojana empanelled hospitals in Lucknow offer a
wide range of medical services. These include:
1. In-Patient Treatment: Patients can receive treatment for a wide
array of conditions requiring hospitalization, from minor surgeries to complex
medical procedures.
2. Pre and Post-Hospitalization Expenses: The scheme covers
medical expenses incurred up to three days before and 15 days after
hospitalization.
3. Daycare Procedures: Beneficiaries can also avail of daycare
procedures which do not require prolonged hospital stays, such as chemotherapy
and dialysis.
4. Diagnostic Services: Various diagnostic tests are covered under
the scheme, ensuring timely diagnosis and treatment.
5. Follow-Up Care: Post-treatment follow-up care is also included,
ensuring comprehensive recovery support for patients.
Benefits of Choosing an Empanelled Hospital
Choosing
an Ayushman Bharat Yojana empanelled
hospital in Lucknow offers numerous benefits:
1. Cashless Treatment: Patients do not have to worry about upfront
payments. The scheme covers all eligible expenses, making the treatment process
stress-free.
2. Quality Healthcare: Empanelled hospitals are accredited based
on their quality standards, ensuring patients receive top-notch medical care.
3. Wide Coverage: From surgeries to chronic disease management, a
wide range of treatments is covered, providing comprehensive healthcare
support.
4. Financial Protection: With a coverage limit of Rs. 5 lakhs per
family per year, the scheme provides significant financial protection against
medical expenses.
How to Avail Services at an Empanelled Hospital
To avail of services at an Ayushman Bharat Yojana empanelled
hospital in Lucknow, beneficiaries need to follow these steps:
1. Identification: Ensure that you or your family members are
identified as beneficiaries under the scheme. This can be checked through the
PMJAY website or by visiting an Ayushman Mitra (facilitator) at any empanelled
hospital.
2. e-Card: Obtain an Ayushman Bharat e-card by providing necessary
identification documents such as Aadhaar, ration card, or a government-issued
ID.
3. Visit Empanelled Hospital: Visit any Ayushman Bharat Yojana
empanelled hospital in Lucknow. Present your e-card at the hospital's PMJAY
helpdesk.
4. Pre-Authorization: The hospital will verify your eligibility
and initiate a pre-authorization request for the treatment. Once approved, you
can receive the required medical care without any payment.
5. Cashless Treatment: Upon approval, you can avail of the
treatment without any out-of-pocket expenses. All eligible expenses will be covered
under the scheme.
Impact on Healthcare in Lucknow
The inclusion of multiple Ayushman Bharat Yojana empanelled
hospitals in Lucknow has significantly improved access to quality healthcare
for the city's economically weaker sections. These hospitals have made it
possible for thousands of families to receive timely medical attention without
the crippling burden of healthcare costs. The scheme has also promoted
preventive healthcare by encouraging early diagnosis and treatment, thereby
reducing the incidence of advanced medical conditions.
Conclusion
The Ayushman Bharat Yojana has revolutionized healthcare access
for millions of Indians, and its impact is profoundly felt in Lucknow. Choosing
an Ayushman
Bharat Yojana empanelled hospital in Lucknow ensures that residents receive
high-quality, cashless medical care, providing a critical safety net for
vulnerable families. As the scheme continues to expand, it holds the promise of
a healthier, more equitable society where quality healthcare is a right, not a
privilege.
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